The Valley Team Homes
Phone: (602)321-7109    Fax: (800)692-1875

Owner Financing / Seller May Carry

What exactly does this mean?  'Seller financing', 'Owner will carry', 'no bank financing', 'land contract', 'contract for deed".  Is this something new?  Another scam?  These are questions that I have been bombarded with ever since I listed one of my investment homes as 'owner will carry'.  Actually this is going back to the way that real estate started back before mortgage brokers, negative mortgage, APR, ARM, and a host of other mortgage acronyms.  Very simply put.....the owner of the home is acting as the bank and is financing the home directly to you.  With the current bank situations, the mounting multitude of foreclosures, short-sales and bankrupsies; going back to the 'old ways' makes sense.  This is giving homeowners and investors another alternative to the conventional banking industry.

Owner Carry Homes in Phoenix East ValleyYou will still have to come up with a down payment of 6%-20% but you will not have the costs of obtaining a loan which in some circumstances can be as high as 7 1/2% - - in just closing costs!  In a traditional owner carry situation the down payment is directly applied to price of the home!  Now that just makes sense! 

Make sure that you use professionals for your transaction. You should have real estate attorney and a must is a good title company that is familiar with these types of transactions. always a good Real Estate Agent 


Email me at:  and I'll set up your custom search.

We are your local Real Estate Professionals and can provide you full service for your Seller Financed home in the Phoenix area. 

CALL:  Barb England  -  Solutions Real Estate  602-321-7109

Mortgage/Calculators Links

If you are buying a home or refinancing a mortgage, many questions are bound to arise. Let these calculators guide you through matters such as whether to rent or buy; figuring the total amount you can borrow; or comparing one mortgage versus another.

Please fill out the following short form to receive more information

Input Your Information
* Name
* Email
Home Page | Properties | Adult Community Lifestyles | Seller Financing Options | Probate - Certified Probate Real Estate Specialist - CPRES | Area Info | About | What's My Home Worth? | Buyers Request | Mortgage Information | Testimonials | Free Real Estate Reports | Free Real Estate Reports | Sellers Request | Dream Home Finder | Blog | Community Links | School Links | Request Info | Helpful Links | Weather | Home Buying Info | 15 Reasons Why I Should Be Your Real Estate Agent | Additional Real Estate Info | For Sale By Owner Real Estate Info | Free E-mail Property Updates | Free Market Update | Free Real Estate Newsletter | General Request | Home Gardening Info | Home Improvement | Home Moving Assistance | How Much Real Estate Can You Afford? | Just For Kids | My Real Estate Link Partners | Real Estate And Mortgage Glossary | VA Real Estate Mortgage Programs | Real Estate Refinancing Information | Real Estate Tax Info | Selecting Your Next Home | Tourism And Travel | Why Select Me To Represent You When Buying Your Next Home? | Real Estate Mortgage Calculators | Real Estate And Consumer Info | Real Estate And Community Bulletin Board | Property Search (Greater Phoenix - Residential) | Property Search (Greater Phoenix - Multiple Dwellings) | Property Search (Greater Phoenix - Rental/Lease) | Property Search (Greater Phoenix - Land) | Property Search (Greater Phoenix - Commercial Income) | Property Search (Greater Phoenix - Commercial Lease) | My Listings
Site Map | E-Mail
MesaApache JunctionGold Canyon

1745 S Alma School Rd #115 • Mesa, AZ 85210
Phone: (602)321-7109 • Fax: (800)692-1875