Seller Financing

Owner Will Carry Homes in Arizona

Seller Financing Homes for Sale in Arizona

Seller Financing

Been turned down for a loan by the bank?  Credit glitches forcing you to rent?  Just plain sick and tired of the banks?  With short-sales and foreclosures abundant in the Mesa Arizona area, people are finding themselves with no alternative then renting.  Skip the banks and their crazy ever-changing criteria, forget the foreclosures in 'as is' condition, consider the growing number of "Seller Financed Homes.

"What exactly does this mean?  'Seller financing', 'Owner will carry', 'no bank financing', 'land contract', 'contract for deed', 'Seller carry note'.  Is this something new?  Another scam?   Very simply put.....the owner of the home is acting as the bank and is financing the home to you.  With the current situations with the banks, the mounting multitude of foreclosures, short-sales and bankrupsies; going back to the 'old ways' makes sense.  This is giving homeowners and investors another alternative then to be stuck in this current market conditions.

Owner Carry Homes in Phoenix East ValleyYou will still have to come up with a down payment of 6%-20% but you will not have the high costs of obtaining a loan which in some circumstances can be as high as 7 1/2% - - in just closing costs, that goes directly into the bank's pocket!  In a traditional owner carry situation the down payment is directly applied to price of the home!  Now that just makes sense! 

Make sure that you use professionals for your transaction. You should have real estate attorney and a must is a good title company that is familiar with these types of transactions. And.....as always a good Real Estate Agent! 

 

How can we help?

  • Seller financing Many sellers are willing to offer financing to buyers with a down payment
  • U-pick Seller Financing Program You pick any home for sale, then we will buy it and sell it to you with seller financing
  • Custom Loan Programs Arizona Seller Financing is also a licensed mortgage company. We have many creative programs that get our clients into a home when they didn't think home ownership was a possibility  (deposits on bank statements as income instead of tax returns , low credit score loans, etc)
  • Credit Repair Our credit repair partners help many customers clear up the pesky things keeping them from buying a home.  We can help people obtain financing by resolving issues on their credit report
  • Rent to own  Lease the home and purchase it when you are able to obtain traditional bank financing or have a down payment saved to buy with seller financing.

If you’d like to receive more information about more specific Seller Financed real estate and properties for sale Maricopa and Pinal County, AZ areas, then please fill out the following form below or contact me today at 602-321-7109.